The app is totally free to obtain with no in-app purchases. Many householders in areas the place hurricanes or different pure disasters have hit intend to repair or reinforce their houses. Some insurance coverage companies offer incentives and discounts to householders who add certain upgrades to their homes. For instance, an owner of a property in a coastal area in Florida might obtain a discount on their homeowners’ insurance coverage if they install storm shutters. Property owners in hail-prone states might even see a reduction by placing a new and stronger roof on their home.

• So the amount you’re borrowing